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What does TJM Financial Group LLC do with your personal information? Why? • Financial companies choose how they share your personal information.
• Federal law gives consumers the right to limit some but not all sharing.
• Federal law also requires us to tell you how we collect, share, and protect your personal information.
• Please read this notice carefully to understand what we do.What?The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
• Application Information: This is the information you provide us on applications and through other means as part of an application process.
• Transaction and Experience Information: This includes information about your transactions and account experience, as well as information about our communicationswith you.
• Consumer Reporting Information: This includes the information and consumer report we may obtain from a consumer reporting agency.
• Social Security Numbers and Employment Information.
• Information from Outside Sources:
This could include information we receive regarding your employment, credit or other relationships.
• Survey and Research Information:This includes information you provide to us through a survey or research questions we may ask you.
• Other General Information:This includes information from outside sources such as public records.
• When you are no longer our customer, we continue to share your information as described in this notice.How?• All financial companies need to share customers’ personal information to run their everyday business.
• In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons TJM Financial chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information.Does TJM Financial Share? Can you limit this sharing? Everyday Business Purposes: Such as to process your transactions, maintainyour account(s), respond to court orders andlegal investigations, or report to credit bureausYesNoFor our marketing purposes:
To offer our products and services to youYesNoFor our affiliates’ everyday business purposes:
Information about your transactions and experiencesYes No
To limit our sharing:Call: (302) 655-5313 Email: financialtjm@gmail.com
Please Note:If you are a new customer, we can begin sharing your information 30 days from the date you receive this notice. When you are no longer our customer, we can continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing. Questions about our sharing: Call: (302) 655-5313 Email: financialtjm@gmail.com
Who Are WeWho is providing this notice? TJM Financial Group LLC is providing this privacy notice and it applies to products and services provided by the company. This privacy notice also applies to our associated agents and service providers that may provide services on our behalf.
What We Do How do we protect your personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with industry standards and applicable laws. These measures include computer safeguards and secured files and buildings.
We restrict access to your personal information to those employees who need to know it to provide products and services to you.How does TJM FInancial collect my personal information?We collect your personal information, for example, when you;
• Submit any application• Apply for or make payments on a loan• Give us your income information• Give us your contact information• Tell us where to send your money• Provide account information• Show us your government-based identification• Respond to a survey or research questions
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.Why can’t I limit all sharing?Federal law gives you the right to limit only:
• Sharing for affiliates’ everyday business purposes relating to information about your creditworthiness• Affiliates from using your information to market to you• Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.