Full Site Disclosure for TJM Financial Group - General Notice

Welcome to TJM Financial Group. Please read this Full Site Disclosure ("Disclosure") carefully before using our website, services, or products. This Disclosure is intended to inform you of the practices and policies of TJM Financial Group, its subsidiaries, and affiliates.

Loan Services Description

TJM Financial Group offers short-term loan services, including but not limited to, payday loans, cash advances, and loans until paycheck services. These financial products are designed to assist you in managing immediate or short-term cash flow needs.

Regulatory Compliance

TJM Financial Group operates in compliance with all federal, state, and local laws and regulations pertaining to the financial service industry. We are committed to transparent and responsible lending practices.

Eligibility and Approval

Eligibility for our loan services is determined based on several criteria including, but not limited to, your income, employment status, and repayment capacity. Approval of a loan is not guaranteed and depends on a thorough evaluation of your application.

Fees and Interest

Our loans are subject to fees and interest rates, which will be fully disclosed in the loan agreement. We encourage you to review the terms carefully to understand your financial obligations.

Repayment Terms

Loan repayment terms, including due dates, amounts, and applicable fees, will be clearly outlined in your loan agreement. It is important to understand your repayment responsibilities and to contact us if you foresee any issues in making timely payments.

Collection Practices

TJM Financial Group adheres to ethical and lawful collection practices. In the event of a delinquency, we engage in fair and reasonable efforts to collect owed funds.

Credit Reporting

We may report loan payment histories to credit bureaus. Late or missed payments may negatively impact your credit score.

Data Privacy

Protecting your personal and financial information is a top priority. Our Privacy Policy outlines how we collect, use, and safeguard your data.

Disclaimer

The information and services provided on our website are not intended as financial advice. We recommend that you seek independent financial advice before making any borrowing decisions.

Amendments

We reserve the right to amend this Disclosure at any time. Your continued use of our services constitutes acceptance of these changes.

Contact Information

For any questions or concerns regarding this Disclosure or our services, please contact [Your Contact Information].

Agreement

By using TJM Financial Group's services, you acknowledge that you have read, understood, and agreed to this Full Site Disclosure.